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Terms and Conditions


Tindahan ni Bossing

Welcome to Tindahan ni Bossing ("TINBO") owned and operated by PLDT Online Inc. or "PLDT OL"(BVI) company with business address at Room 801, 8/F Officeplus@Wanchai, No. 303 Hennessy Road, Wan Chai, HK) and other recognized subsidiaries/affiliates, (collectively, as "We", "Us", "Our"). In availing the Services provided by this website ("Website"), you ("User", "Customer", "You/Your") agree to be bound by the terms and conditions of use ("Terms") set forth below.

Please carefully read this Terms which covers the general description of the Service/s we offer including, user experience, coverage and all our legal rights and responsibilities necessary for our mutual interest. You represent that You are of legal age and authorized to enter into contracts under applicable laws. By using the Service and entering Tindahan ni Bossing, You recognize and/or waive any right or requirement under applicable laws requiring non-electronic signatures as a formal requirement to enter into contracts. Otherwise, we request You to immediately cease using the Services and exit Tindahan ni Bossing immediately. IN THE EVENT YOU ARE A MINOR (eg. below 18 years old or under age of consent under applicable laws), YOU WARRANT THAT YOU ARE REPRESENTED BY YOUR PARENT OR ANY LEGAL GUARDIAN WHEN READING AND ACCEPTING THESE TERMS. Please stop using the Service and/or leave Tindahan ni Bossing if you do not agree.

For Your protection, please carefully read and be guided by the following Terms:

SERVICES

1. Tindahan ni Bossing

Tindahan ni Bossing is PLDT ONLINE's digital storefront for products and/or services relevant to Overseas Filipinos and other international customers which may include (but not limited to) Prepaid products & bills payment. Tindahan ni Bossing integrates various payments options including credit / debit cards, stored-value wallets, telecom carrier billing, and the like.

2. Prepaid Load Purchase

Tindahan ni Bossing offers direct-to-customer purchase of prepaid load products of partner brands. Users must input the recipient's mobile number where the prepaid load will be credited. Tindahan ni Bossing is not responsible for validating the existence or accuracy of the recipient's mobile number. Credited prepaid load cannot be refunded or reversed and credited to another recipient. In periods of system delays or outages, successfully transacted prepaid load will be credited once system is operational.

3. Bills Payments

Tindahan ni Bossing offers to Overseas Filipinos a convenient Bills Payment service derived from Philippine-based companies, such as payment of utilities, government-related fees, groceries, and the like. Tindahan ni Bossing facilitates the Bill Payments only through its duly-licensed partner bill processors. Tindahan ni Bossing validates only the format of the customer provided bill information and not the accuracy thereof. User/customer provided information will be forwarded to the bill processor as entered. The User/customer is responsible for transacting bills three (3) working days before the due date ("Prior Due Date") to prevent overdue transactions and related charges. It is important to know that Your failure to settle on or before the Prior Due Date may result in penalties or late payment at Your sole expense. User/customer is charged the payment method currency equivalent of USD 1 for each bill transacted as a form of convenience fee.

4. Transaction Payments and Currency Conversions

Transactions will be converted from the list price of the prepaid load and Philippine Peso (PhP) for bills to the applicable currency of the selected payment method. Tindahan ni Bossing shall determine the foreign exchange rate and shall display the final price prior to payment. However, You agree and acknowledge that the final payment and charging price may vary and be subject to further conversion based on the customer's own bank policy or chosen payment option, as may be applicable.

5. PH Virtual Number

Tindahan ni Bossing provides a PH (Philippine) Virtual Number free of charge for three (3) months upon registration to all customers. Having a PH Virtual Number, customer may be able to have a PH mobile number and receive SMS, One-Time PIN and calls from anywhere in the world outside the Philippines. After 3 months, customer then will need to subscribe to a PH Virtual Number product to continuously enjoy the Service.

To know more about the PH Virtual Number, click here to view the TINBO Number Terms and Conditions.

6. Data Use and Charges

Tindahan ni Bossing is a website that requires internet access. Each User accessing the website shall be responsible for any data charges imposed by their local telecommunication or internet provider.

7. Announcements

Announcements and updates regarding Tindahan ni Bossing will be made through its social media channels (ie. Tindahan ni Bossing Official Facebook page, and the like)

8. Registrations

In accordance with the Privacy Policy, Purchasing in Tindahan ni Bossing requires a customer to register in the website by providing their name, mobile number, email and password. A one-time-pin will be sent to user's registered mobile number as part of its verification process.

9. Misuse of the Service

Tindahan ni Bossing portal is intended to be a direct-to-customer or end-user marketplace platform. The term "Misuse" shall include, but not limited to the following circumstances:

  1. Reselling or distributing the Service and/or items to another person under a different brand;
  2. Any act (in our sole discretion) that would adversely affect any of our customers, partners' subscribers, networks, property or services in general including reputation;
  3. Using the service for any communication which in our reasonable opinion is considered Spam, including machine-to-machine communication;
  4. Using the service in the commission of a crime including but not limited to money laundering, fraud, distribution of obscene, pornographic, malicious and other similar contents;
  5. Using the service for commercial purpose unless otherwise agreed in writing;
  6. Using the service to misrepresent Yourself or to perform any malicious, fraudulent or illegal act;
  7. Infringing on intellectual property rights of PLDT ONLINE and/or TINBO, its associated partners or any third-party content owners; or
  8. Any other act analogous to the foregoing. Apart from terminating Your Service, we reserve the right to exercise other remedies available under law and equity, including injunctive relief for any Misuse of the Service without the need to establish damages. We may conduct an investigation if we believe You are misusing Tindahan ni Bossing.
  9. Suspension and Termination. WE reserve the right, in Our sole and reasonable discretion, to suspend or terminate Your access to the Services without any liability in any of the following circumstances, when You:
    1. Commit a breach on any of the provisions of this Terms;
    2. Use the Service to perpetuate any form fraud, misrepresentation or illegal activities;
    3. Use the Service in a manner that unnecessarily places PLDT ONLINE to breach or violate any existing contractual or legal obligation;
    4. Use the Service in a way that is unduly burdensome, abusive, excessive or detrimental to Us, other users/customers, or any third-party;
    5. Misuse the Service as defined above; and
    6. Do any other act analogous to the foregoing or any act which may be detrimental to Our business or the User/customer in general. We may also suspend or terminate the Service or any portion thereof for any System upgrade or any operational concerns including any lawful order by government authorities. We will not be required to any form of prior notice. You recognize that upon termination of this Terms for any reason, You will not be able to use, enjoy or access any of the Service/s. The termination of this Terms shall be without prejudice to our right to recover any claim, fees or payments which accrued prior to the termination of the Terms.

ELECTRONIC COMMUNICATIONS

You recognize that communications with Tindahan ni Bossing is made electronically and you consent to receive communications from us electronically. We will communicate with you by e-mail, Facebook Messenger or by posting notices on this Website unless Tindahan ni Bossing in its sole discretion deems it convenient to do otherwise. You agree to regularly check the Website for notices. You also agree that all electronic agreements, notices, disclosures and other communications we provide you comply with legal requirements on written communications.


COPYRIGHT

All content included on this Website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software ("Intellectual Property"), is the property of PLDT OL, its affiliates, or its content suppliers and protected by international copyright laws. The compilation of all content on this Website is likewise the exclusive property of PLDT OL/ TINBO and protected by international copyright laws. You acknowledge that you shall not acquire any interest in the Intellectual Properties nor do anything that may infringe Intellectual Property rights.


TRADEMARKS

You are not allowed to use any PLDT OL / Tindahan ni Bossing / TINBO trademarks and trade names in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Tindahan ni Bossing. All other trademarks not owned by PLDT OL or its affiliates and subsidiaries that appear on this Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by PLDT OL or its affiliates and subsidiaries.


LICENSE AND SITE ACCESS

Tindahan ni Bossing grants You a limited, non-exclusive, and non-transferable license to access and make personal use of this Website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Tindahan ni Bossing. This license does not include any resale or commercial use of this Website or its Services and/or contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this Website or its Services and/or contents; any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This Website or any portion thereof including the Services may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Tindahan ni Bossing. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Tindahan ni Bossing and our partners without express written consent. You may not use any meta tags or any other "hidden text" utilizing Tindahan ni Bossing name or trademarks without the express written consent of Tindahan ni Bossing. You may not use any Tindahan ni Bossing logo or other proprietary graphic or trademark as part of the link without express written permission. Any unauthorized use terminates the permission or license granted by Tindahan ni Bossing.


USER CONTENT

Users may post reviews, comments, and other content in Tindahan ni Bossing Official Facebook page at Your sole expense and account: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or injurious to third parties, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a post or other content. Tindahan ni Bossing reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do indeed post content or submit material, you grant Tindahan ni Bossing and its partners a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media or channel. You represent and warrant that you own or otherwise control all the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms and will not cause injury to any person; and that you will indemnify and hold harmless Tindahan ni Bossing or its owner, affiliates, subsidiaries and partners for all claims resulting from any content you supply. Tindahan ni Bossing has the right but not the obligation to monitor and edit or remove any activity or content at any time and it takes no responsibility and assumes no liability for any content posted by you or any third party.


PRODUCT DESCRIPTIONS

Tindahan ni Bossing and its partners attempt to make this Website as accurate as possible. However, Tindahan ni Bossing does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.


REFUND POLICY / BILLS PAYMENT DUE DATE

All Tindahan ni Bossing purchases are FINAL. Once purchased and credited, prepaid Load transactions cannot be refunded or transferred to another beneficiary. Furthermore, Bill Payments MUST be settled three calendar (3) days before due date ("Prior Due Date"). Moreover, Your assigned free PH Virtual Number for 3 months upon registration shall not be transferrable nor convertible to any other form (ie. not convertible to cash or other credits).

DISCLAIMER ON BILLS PAYMENT DUE DATE: When You avail of the Bills Payment feature, you hereby agree and warrant to comply with the Prior Due Date (i.e., settling the bills payment three (3) days before the specified due date in your respective bill. Otherwise, Tindahan ni Bossing shall not be responsible in any manner whatsoever for Your failure to do so. You shall therefore save and hold harmless Tindahan ni Bossing from any issues, costs such as late payment charges/penalties arising from your failure to comply with the Prior Due Date whether be it caused by your fault or negligence.

Illustration:

X Bill is due on September 30.

User must settle the bill in TINBO on or before September 27 (until 11:59 pm).

Thus, September 27 is the Prior Due Date.

The following transactions (under Services) cannot be refunded:

  1. Overdue bills (i.e. non-payment on or before the Prior Due Date) ;
  2. Entered account or information errors due to customer's act, fault or negligence;
  3. Double transaction for the same billing period due to customer's own act, fault or negligence.
    Scenario 1: User pays the same bill twice for the same billing period/statement;
    Scenario 2: User sends a load gift twice to the same mobile number recipient whether or not by accident

On the other hand, transactions can only be refunded or reversed in the following circumstances at the sole and final discretion of Tindahan ni Bossing in accordance with its system measures:

  1. User was charged twice for the same transaction solely due to systematic fault of the Website;
  2. User was charged the wrong amount solely due to systematic fault of the Website;
  3. Service was not completely fulfilled solely due to systematic fault of the Website (i.e. bill was not paid on time or load was not credited due to system or operational deficiencies)

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS WEBSITE IS PROVIDED BY TINDAHAN NI BOSSING ON AN "AS IS" AND "AS AVAILABLE" BASIS. TINDAHAN NI BOSSING MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, TINDAHAN NI BOSSING DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. TINDAHAN NI BOSSING DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM TINDAHAN NI BOSSING ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TINDAHAN NI BOSSING WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. YOUR CORRESPONDENCES AND TRANSACTIONS WITH THIRD PARTIES INCLUDING ADVERTISERS INITIATED THROUGH THIS WEBSITE ARE SOLELY BETWEEN YOU AND THE THIRD PARTIES. TINDAHAN NI BOSSING WILL NOT BE A PARTY TO ANY SUCH CORRESPONDENCES OR TRANSACTIONS AND WILL NOT IN ANY WAY BE LIABLE FOR ANY LOSSES OR DAMAGES RESULTING THEREFROM.

THIS DISCLAIMER SHALL AUTOMATICALLY TAKE EFFECT UPON YOUR USE OF THE WEBSITE/AVAILMENT OF THE SERVICES HEREIN.

DISCLAIMER ON THIRD PARTY SERVICES

You hereby understand and acknowledge that the title, any and all rights and obligations in relation to third party products and services, which may be offered in TINBO from time to time, belong to a third-party entity/service provider. As such, TINBO provides these third-party product and services on an "as-is" basis and provides no express or implied warranty whatsoever. You shall hold TINBO free and harmless from any and all action, claim or cost arising out of or in relation to your use/availment of such third-party products and services.


INDEMNIFICATION

You commit and undertake to indemnify defend and hold Us, PLDT Online (including Our subsidiaries, parent company, affiliates, suppliers, vendors, third-party provider or licensors) free and harmless from any action, claim, award, suit losses, damages, fines, penalties, costs, and/or expenses (including, without limitation, attorney's fees) arising out of or in relation to Your actions including but not limited to the use and availment or Misuse of the Service/s, or violation of this Terms, Refund Policy, or any law or policy cited in this Terms, any applicable law or regulation, or the rights of any third party. You shall be fully and exclusively responsible for any information or material You transmit, or any act (or inaction) associated with the use or access of any third-party content. We shall not in any way be liable for Your failure to protect Your passwords/any credentials relating to the Services.


APPLICABLE LAW

By visiting Tindahan ni Bossing, You agree that the laws of Hong Kong, SAR, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and Tindahan ni Bossing, its owner, affiliates, subsidiaries or partners. Please immediately cease using the Services if the law of your domicile or residence prohibit You from using the same. Otherwise, We presume that Your existing laws do not prohibit You from using the Service. You agree to indemnify Us and our group of companies in full and on demand from and against any loss, damage, costs or expenses which we or they may suffer or incur directly or indirectly as a result of the breach of any these Terms.


HELP CENTER

Questions regarding our Terms , Privacy Policy or other policy related material can be directed to our support staff by messaging Tindahan ni Bossing on our Official Facebook Page.


FREQUENTLY-ASKED QUESTIONS

For your convenience, you may browse and read our FAQ at https://www.tinbo.ph/faqs


CHANGES

We reserve the right to modify or amend this Terms and Conditions anytime without need of prior notice. By continuing to use Tindahan ni Bossing or availing the Services hereunder, You are deemed to have consented to the modifications and amendments of this Terms and Conditions.

Terms and Conditions


Tinbo SVN

AGREEMENT AND ACCEPTANCE

These Terms and Conditions (“T&C” or “Terms” or “Agreement”) serve as a binding legal agreement between you (“You/Your”, “Subscriber”, “Customer”) and PLDT Online Inc. and other recognized subsidiaries/affiliates, (collectively as, “PLDT Global Group”, “Company”, “We/Us/Our”), a company established under laws of the British Virgin Islands.

These Terms serve as a basis to define Your rights and responsibilities in using the Tindahan ni Bossing (TINBO) Number Services (otherwise referred to as “Service/s”, “TINBO SVN”, “TINBO SVN Portal”, “Smart Virtual Number/SVN”). There may be instances where You may be using services (the “Third Party Services”) provided or offered by third party content owner (the “Third Party Provider”) who may or may not be our affiliate. In such cases, the use of such service shall be governed by a separate and/or specific agreement(s) between You and the Third Party Provider.

Please carefully read this T&C which governs Your use of the Service/s We offer including, but not limited to matters pertaining to user experience, coverage, and all our legal rights and responsibilities necessary for our mutual interest. You represent that You are of legal age and authorized to enter into contracts under applicable laws. By using the TINBO SVN Service and downloading the Free Bee application, You recognize and/or waive any right or requirement under applicable laws requiring non-electronic signatures as a formal requirement to enter into contracts. Otherwise, we request You to immediately cease using the TINBO SVN Services. You also confirm that You are allowed under respective applicable laws to enter into a contract with Us. IN THE EVENT YOU ARE A MINOR (E.G. BELOW 18 YEARS OLD), YOU WARRANT THAT YOU ARE REPRESENTED BY YOUR PARENT OR ANY LEGAL GUARDIAN IN THIS T&C. This Service is intended for international customers and offshore Filipinos. Furthermore, in the event that Your applicable jurisdiction prohibits you from using/availing the Service, You undertake to immediately stop using TINBO.

You express Your full acceptance and conformity to these T&C in any of the following instances regardless of your formal acceptance thereof:

  1. You register to and activate any of the Service/s;
  2. You enroll to or use any of the Service/s;
  3. You click the “Accept” button (or such other links/buttons to that effect) in the TINBO website and TINBO SVN Portal;
  4. You submit any electronic signature or Personal Information to Us or our authorized agents;
  5. You participate in any of our promotion and/or marketing activities.

PLEASE DO NOT USE OR CONTINUE TO USE, AND STOP USING TINBO IF YOU IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS.


SERVICES

1) SMART VIRTUAL Number SERVICE1

The TINBO SVN is an internet-based communication service powered by SMART Communications Inc. and designed to pair a virtual Philippine mobile number to Your registered TINBO account. You understand that the TINBO SVN made available on the TINBO SVN Portal is owned, operated, and provided by SMART Communications, Inc.

The TINBO SVN can be availed on the TINBO SVN Portal. It is exclusively designed for offshore Filipinos like You. Your non-Philippine number will serve as your account number in availing the virtual number services.

Other than providing us with your non-Philippine mobile number, there is no need to subscribe to Your local telecommunication service provider as a condition for using the Service. A successfully created TINBO account is a requirement in order to be paired with a virtual number and to access the TINBO SVN Portal. The TINBO SVN Portal can be accessed through any device subject to geographical restrictions and/or the provisions of this T&C. However, You may be required to purchase IDD or SMS subscriptions from Your Third Party Provider to initiate calls and send SMS.

2) SMART VIRTUAL NUMBER SUBSCRIPTIONS

The TINBO SVN enables customers to receive notifications, messages, calls, or other communications through a virtual local mobile number. You understand that You will only be able to receive notifications, messages, calls, and other communications during a valid subscription period (the “Subscription Period”)if and once You are online. If you are offline, You will be notified of any call attempts and receive messages in Your conversations list which may be found in the TINBO SVN Portal.

TO AVOID LOSING YOUR TINBONUMBER, PLEASE ALWAYS UPDATE/RENEW YOUR SUBSCRIPTION IN ORDER TO CONTINUOUSLY USE/AVAIL THE SERVICES WITHOUT EXPERIENCING INTERRUPTIONS AND/OR OTHER ISSUES.

3) SMART VIRTUAL NUMBER RENTAL

You understand that Your use of the TINBO SVN is on a subscription basis and ownership over the same shall remain with Smart.

TINBO also does not, in any way, guarantee that the same TINBO SVN will be assigned for succeeding subscriptions. You understand that TINBO may, in its sole discretion, reassign the TINBO SVN initially assigned to You, at any time, even after your subscription, and . Your previous TINBO SVN will be removed and unpaired from your TINBO account once it entered the Pool or Purge Stage in the Virtual Number Lifecycle provided below. Thereafter, a new TINBO SVN shall be assigned to You.

_________________________________

1 Owned and operated by SMART Communications, Inc.

4) VIRTUAL NUMBER LIFECYCLE

The TINBO SVN follows a specific lifecycle and updates the status depending on the state and count of days from when it was first assigned to a TINBO account. The TINBO SVN follows a specific lifecycle depending on the type of subscription, as follows:

  • A Free TINBO SVN shall be issued upon successful registration through the TINBO SVN Portal which shall be valid for ninety (90) days.
  • A Paid TINBO SVN under a valid subscription shall be valid for thirty (30) days.

The terms may be changed but unless otherwise provided in notices made to you through the Platform, or through our Third Party Service Providers, the FREE TINBO SVN (90-day valid) will follow the lifecycle below:

  • ACTIVE

    The assigned TINBO SVN shall be on ACTIVE status for a period of ninety (90) days (the “Active Period”), starting from Your registration to the Service (Day 1). For avoidance of doubt, the ninety (90)-day period shall be counted inclusive of Day 1.During this Active Period, You will be able to receive calls, SMS, and One-Time PIN (OTP) from any number in the world, subject to terms and conditions of Third Party Providers, as applicable, and to the laws, rules, and regulations of concerned jurisdictions.

    -> SVN will only receive incoming SMS for OTP regarding Sim Registration and other info regarding sim reg. In order to fully avail of all SVN features, user must successfully register SVN in the Smart Sim Registration Portal.

  • GRACE

    The TINBO SVN shall expire after the Active Period, or on Day 91 and shall be put on GRACE status. Your TINBO SVN will remain in GRACE status for four (4) days, inclusive of Day 91, or until Day 94 (the “Grace Period”). During this Grace Period, You will still be able to receive calls, SMS, and One-Time PIN (OTP). To continue using the Services and retain the TINBO SVN assigned to Your TINBO account, You may purchase a TINBO SVN subscription which shall be valid for thirty (30) days.

  • CALL BARRING

    After the expiration of the Grace Period, the TINBO SVN shall be deemed to be in the INACTIVE state, unless the User purchased a TINBO SVN subscription prior to the expiration of the Grace Period. The TINBO SVN shall continue to be in the INACTIVE state for another one hundred eighty days (180) days, inclusive of Day 95, or until Day 274 (the “ Call Barring”).During the Call Barring, all TINBO SVN services such as incoming calls, SMS, and One-Time PINs (OTPs) will be disabled. You may reactivate the Services and retain Your INACTIVE TINBO SVN by purchasing a TINBO SVN subscription which shall be valid for thirty (30) days.

  • POOL

    After the expiration of the Inactive Period, the TINBO SVN shall be deemed to be in the POOL state, unless the User purchased a TINBO SVN subscription prior to the expiration of the Call Barring Period. The TINBO SVN shall continue to be in the POOL state for five (5) days, inclusive of Day 275, or until Day 279 (the “ POOL PERIOD”).

    During the Pool Period, the assigned TINBO SVN will be removed or unpaired from your TINBO account and may be reassigned to a different User. You understand that should You purchase a TINBO SVN subscription during or after the Pool Period, a NEW TINBO SVN will be assigned to Your TINBO account.

  • PURGE ACCOUNT

    Upon the expiration of the Pool Period, the TINBO SVN will return to the bottom of our TINBO SVN inventory list and may be paired to another TINBO account. You understand that Third Party Providers may continue to send messages, calls, OTPs, or other communications to the TINBO SVN previously assigned to You and You shall be solely responsible for notifying Third Party Providers of the removal or disconnection of the TINBO SVN from Your TINBO account.


The PAID TINBO SVN (30-day valid) will follow the lifecycle below:

  • ACTIVE

    The assigned TINBO SVN shall be on ACTIVE status for a period of thirty (30) days (the “Active Period”), starting from Your subscription or the renewal of Your subscription to the Service (Day 1). For avoidance of doubt, the thirty (30)-day period shall be counted inclusive of Day 1 (the “Active Period”).. During this Active Period, You will be able to receive calls, SMS, and One-Time PIN (OTP) from any number in the world, subject to terms and conditions of Third Party Providers, as applicable, and to the laws, rules, and regulations of concerned jurisdictions.

    -> SVN will only receive incoming SMS for OTP regarding Sim Registration and other info regarding sim reg. In order to fully avail of all SVN features, user must successfully register SVN in the Smart Sim Registration Portal.

  • GRACE

    The TINBO SVN shall expire after the Active Period, or on Day 31, and shall be put on GRACE status, unless the User renews the subscription, which shall be valid for another thirty (30) days. Your TINBO SVN will remain in GRACE status for four (4) days, inclusive of Day 31, or until Day 34 (the “Grace Period”). During this Grace Period, You will still be able to receive calls, SMS, and One-Time PIN (OTP). To continue using the Services and to retain the same TINBO SVN assigned to Your TINBO account, You may purchase a TINBO SVN subscription which shall be valid for thirty (30) days.

  • CALL BARRING

    After the expiration of the Grace Period, the TINBO SVN shall be deemed to be in the CALL BARRING state, unless the User purchased a TINBO SVN subscription prior to the expiration of the Grace Period. The TINBO SVN shall continue to be in the CALL BARRING state for another one hundered eighty (180) days, inclusive of Day 35, or until Day 214 (the “Call Barring Period”). During the Call Barring Period, all TINBO SVN services such as incoming calls, SMS, and One-Time PINs (OTPs) will be disabled. You may reactivate the Services and retain Your INACTIVE TINBO SVN by purchasing a TINBO SVN subscription before the expiration of the Inactive Period, which subscription shall be valid for thirty (30) days.

  • POOL

    After the expiration of the Call Barring Period, the TINBO SVN shall be deemed to be in the POOL state, unless the User purchased a TINBO SVN subscription prior to the expiration of the Call Barring Period. The TINBO SVN shall continue to be in the POOL state for five (5) days, inclusive of Day 215, or until Day 219 (the “Pool Period”).

    During the Pool Period, the assigned TINBO SVN will be removed or unpaired from your TINBO account and may be reassigned to a different User. You understand that should You purchase a TINBO SVN subscription during or after the Pool Period, a NEW TINBO SVN will be assigned to Your TINBO account

  • PURGE ACCOUNT

    Upon the expiration of the Pool Period, the TINBO SVN will return to the bottom of our TINBO SVN inventory list on Day 220 and may be paired to another TINBO account. You understand that Third Party Providers may continue to send messages, calls, OTPs, or other communications to the TINBO SVN previously assigned to You and You shall be solely responsible for notifying Third Party Providers of the removal or disconnection of the TINBO SVN from Your TINBO account.

5) USING THE VIRTUAL NUMBER FOR REGISTRATIONS ON THIRD PARTY APPLICATIONS

The TINBO SVN is capable of receiving One-Time PINs (OTPs) from different platforms such as fintech applications and mobile banking.

When using the TINBO SVN to register to these types of applications, You acknowledge that You must diligently renew Your TINBO SVN on a monthly basis to keep receiving One-Time PINs (OTPs), service notifications from Third Party Providers, and to retain the TINBO SVN that is assigned to You.

You understand that Third Party Providers may continue to send messages, calls, OTPs, or other communications to the TINBO SVN previously assigned to You even after the TINBO SVN has been unpaired, deactivated, and thereafter reassigned to a different subscriber (the “New User”). You understand that should you fail to renew or purchase a subscription to a Paid TINBO SVN, the New User may receive OTPs from Third Party Providers and gain access to your accounts on third-party applications. You shall be solely responsible for notifying Third Party Providers of the removal or disconnection of the TINBO SVN from Your TINBO account and the Company shall not be liable for any claims, loss, or damages caused by the reassignment of the TINBO SVN.

We DO NOT recommend the usage of the TINBO SVN for registrations on third party applications if You do not intend to continue using the Service beyond the Free Trial Period.

6) VIRTUAL NUMBER INCOMING TRANSACTIONS

In receiving calls and messages via Your TINBO SVN, You understand that the caller or sender of the SMS message may be subject to their telecommunication provider’s rates.

7) EMERGENCY CALLS

You understand that You are not able to make emergency calls through the TINBO SVN. The TINBO SVN relies on VOIP and the use of the Service requires an internet connection to Our servers. You understand that the Service is not a traditional telephone service or a replacement to Your primary Telephone Service and, depending on Your internet service provider and location, VOIP Services may be restricted and may not be available. You understand that You are solely responsible for ensuring that you are able to make emergency calls or access emergency services. You understand that you may be required to have additional arrangements in place in cases of emergency, such as access to Your non-virtual number or landline. You expressly acknowledge the service limitation described above and agree to ensure that you have access to alternative arrangements for Your EMERGENCY CALL needs.

You understand that You are solely responsible for ensuring that you are able to make emergency calls or access emergency services. You understand that you may be required to have additional arrangements in place in cases of emergency, such as access to Your non-virtual number or landline.

You expressly acknowledge the service limitation described above and agree to ensure to that you have access to alternative arrangements for Your EMERGENCY CALL needs.

8) WEB CALLS & MESSAGING

The TINBO SVN allows Users to message other Users with registered TINBO SVNs. This feature is only available for and between Users with TINBO SVNs2.

Furthermore, You understand that receiving, sending, and viewing messages sent to and from a User’s TINBO SVN requires that the User is online and is able to access the TINBO SVN Portal. If the TINBO Customer You are contacting is not online, then s/he will only receive your message/ notification of your call once s/he opens his / her TINBO SVN Portal.

If You are sending a message or calling a number that is not registered to TINBO, You may message or call them by purchasing Our TINBO subscription plans and packages.

9) RETENTION OF MESSAGES ON THE TINBO SVN PORTAL INBOX

All messages on the TINBO SVN Portal Inbox will be retained for ninety (90) days (the “Retention Period”) from receipt of the message. After the expiration of the Retention Period, the messages will be automatically deleted from all TINBO SVN Portal Inbox.


USING THE SERVICE AND CREATING AN ACCOUNT


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2 Currently in development

Registration to the TINBO Platform is required before You can use and enjoy the Services. You understand that in order to create an account and register on the TINBO Platform, You may be required to provide Your full name, non-Philippine mobile number, and email address. Your registered non-Philippine mobile number shall serve as your TINBO Account Number for identification purposes.


By creating an Account, You recognize and agree that any Personal Information You disclose or provide shall be bound by Our Privacy Policy, as posted elsewhere on the TINBO Platform. You warrant that any information You disclose in relation to the creation of Your account shall be true and an accurate representation of Yourself (i.e. not any third party) unless You are creating an account on behalf of a minor whom You are lawfully representing. Any information You submit should not be misleading or fraudulent. You commit to update Your account to maintain its accuracy. THE COMPANY RESERVES THE RIGHT TO IMMEDIATELY TERMINATE OR SUSPEND YOUR ACCOUNT OR YOUR ACCESS TO THE SERVICE/S WITHOUT ANY LIABILITY OR PRIOR NOTICE, IF IN OUR REASONABLE OPINION, YOU MISREPRESENTED YOURSELF IN THE CREATION OF A TINBO SVN ACCOUNT. WE RESERVE THE RIGHT TO REJECT OR SUBSEQUENTLY CANCEL ANY DESIRED OR EXISTING ACCOUNT WITHOUT ANY REASON OR LIABILITY.


LICENSE FOR PERSONAL USE OF THE TINBO SVN

Subject to your faithful compliance with the provisions of this T&C and by You availment of the Services, You are granted a limited, unassignable, non-exclusive and royalty free license to access and use the TINBO SVN Portal exclusively for Your personal use. Fair Usage Policy shall likewise apply.

No other license is hereby given to You except as to what has been clearly and expressly set forth in this T&C. For the avoidance of doubt, this license does not in any way transfer to You any proprietary or intellectual property rights owned or licensed to PLDT Global Group, its affiliates, subsidiaries, and/or third-party providers.

The TINBO SVN is intended solely for Your personal use. It will be Your sole responsibility to maintain the confidentiality of Your account details such as user information. Your Account is not intended for multiple users. By availing the Services, You undertake to immediately Us of any breach of Your account. We reserve the right to suspend Your account if We, in Our reasonably opinion, believe that a third party is attempting to access Your TINBO SVN using Your account. You understand t that the Company shall not be liable for any loss, injury or damage arising from the termination or suspension of Your Service or from any unauthorized access of Your Account. You may however, submit a written request to reactivate Your Account if it was terminated due to unauthorized access by a Third Party.

*For reactivation requests, you may follow the steps below:

  1. Send a message to our Customer Service via TINBO’s Official Facebook Messenger.
  2. Submit your written request letter to reactivate your account.
  3. The Customer Service will conduct an account verification and may ask you some questions about your account before processing your request.
  4. If your request has been approved, SLA for reactivation is 24-48 hours.

Notwithstanding the foregoing, You are prohibited from performing any of the following acts:

  1. Disassemble, decompile or reverse engineer the TINBO SVN Portal, program or software;
  2. Modify any of its program, graphic user interface or do anything to revise or change its features;
  3. Modify the TINBO SVN Portal to allow multiple users to access the same using your account;
  4. Reproduce, duplicate, license, sell, trade, use for commercial purpose or exercise any acts of ownership on the TINBO SVN;
  5. Purchase minutes from unauthorized sources or dealers; or
  6. Do any act that will result to any harm, loss or injury to the TINBO SVN.

FAIR USAGE POLICY

The Company understands Your need for fast and reliable calls and SMS, and intends to provide you with high quality internet-based call and messaging service. The Fair Usage Policy is intended to ensure that all Subscribers get to equally share an enjoyable experience using the Service. As such, the Fair Usage Policy is used to protect Subscribers against entities or persons utilizing the Service in a manner that is fraudulent, runs counter to the intent of the offer, or otherwise exceeds normal standards of use.

The following are the terms of Fair Usage:

  1. A subscriber shall be allowed to call a maximum of ten (10) Unique numbers per PIN/subscription per month, subject to your subscription plan;
  2. If You purchased an ON-NET Subscription plan, You are allowed to call up to a maximum of ten (10) Smart/TNT numbers and PLDT Landline. On the other hand, if you purchased an OFF-NET Subscription plan, You are allowed to call up to ten (10) Globe or TM numbers.
  3. Each successful call shall have a 20-minute cut-off per call;

The Company reserves the right to suspend or terminate the Service to Subscribers/Users whose improper or abusive use of internet-based calls may jeopardize Our ability to deliver the best customer experience. The Company likewise reserves the right to modify or amend, in its sole discretion this Fair Usage Policy at any time and Subscriber’s continued use of the Service following any such amendment/modification will be deemed to constitute acceptance of such amendment/modification.


THIRD PARTY CONTENT

The TINBO SVN allows You to access publicly available content which are mainly Filipino-centric (“Third Party Content or Content”), if any. We do not exercise any proprietary or intellectual property rights in any Third Party Content and your use of or access to any and all Third Party Content shall be subject to the terms and conditions of the Third Party Provider providing the Third Party Content. You may access the Third Party Content using TINBO SVN Portal at Your own discretion and risk. When accessing the Third Party Content, You are authorizing the TINBO SVN Portal to redirect You to the desired Third Party Content. You recognize and agree that You are fully responsible and assume all forms of risk arising from the access or use of any Third Party Content.

By visiting and/or using any Third Party Content, You understand that the Company shall not be liable for, and You hereby hold Us free from, any direct, incidental, special, consequential, indirect, or punitive damages whatsoever arising from Your access to Third Party Contents. Moreover, You agree to hold the Company free and harmless and fully indemnified for any direct, incidental, special, consequential, indirect, or punitive damages whatsoever resulting from accessing any Third Party Content.

We disclaim any form of liability arising from accessing or using any Third Party Content. The availability of any Third Party Content in the TINBO SVN shall not be construed as an endorsement of any content. We do not warrant that the Third Party Content is accurate, error-free, updated or readily available. We may, at our discretion, remove any Third Party Content. You recognize that the Third Party Content is owned by third parties who may not necessarily be related to PLDT Global Group. Nothing in this T&C allows or authorizes you to use the Third Party Content in a manner that infringes the copyright or intellectual property rights of the Third Party Content owners. You are aware that Third Party Content owners may exercise legal and other equitable remedies to protect their copyright and other intellectual property rights in the Third Party Content.


DATA USAGE AND CHARGES

You understand that You understand that in order to use the TINBO SVN, You need to have access to the internet. You shall be responsible for any Data or internet usage charges imposed by your local telecommunication operator for using the TINBO SVN. In using the TINBO SVN, You will also consume the data allocation provided by your regular internet or data service subscription. In the alternative, You may also use the TINBO SVN through a reliable & stable wi-fi connection. AS THE TINBO SVN IS HIGHLY DEPENDENT ON THE INTERNET, YOU AGREE THAT THE QUALITY OF OUR SERVICE IS FULLY DEPENDENT ON THE STABILITY & QUALITY OF YOUR INTERNET OR DATA CONNECTION AT YOUR SOLE EXPENSE. PLDT GLOBAL GROUP, ITS PARENT COMPANY, SUBSIDIARIES, AFFILIATES, SUPPLIERS OR ANY OF THE PLDT GLOBAL GROUP DIRECTORS, OFFICERS OR EMPLOYEES CANNOT BE HELD LIABLE FOR YOUR FAILURE TO USE THE SERVICE. WE CANNOT GUARANTEE THAT THE SERVICE WILL BE ERROR- FREE.


QUALITY OF SERVICE AND MAINTENANCE

While reasonable efforts are made to provide the Services with minimum disruptions, the Services on the TINBO SVN Portal may be interrupted or delayed on account of several factors including but not limited to interruptions or delays caused by network or technical errors or downtime. You acknowledge that the Company will not be liable for such errors or omissions during the provision of the Services. The Company does not warrant that the TINBO SVN Portal, the TINO Number, and the content available therein, will be accurate, available, and error-free.

You understand that the TINBO SVN Portal may, from time to time, be modified or updated to adapt to the growing demands of users and available technologies or to comply with Applicable Laws. The Company may also have to fix, improve or upgrade the TINBO SVN Portal and the TINBO Platform through updated versions which may require Us to temporarily restrict access and services such as calls/SMS will be unavailable during technical upgrades. YOU ACKNOWLEDGE THAT THE COMPANY WILL NOT BE LIABLE FOR ANY LOSS, DAMAGE, COSTS, OR EXPENSES WHICH THE USER MAY SUFFER OR INCUR DIRECTLY OR INDIRECTLY AS A RESULT OF SUCH MODIFICATIONS OR UPDATES.


MISUSE OF THE SERVICE

You are prohibited from Misusing the Service. The term “misuse” shall include (but not limited) to the following circumstances:

  1. Reselling or redistributing the Service to another person under a different brand or name;
  2. Any act that could adversely affect any of Our subscribers, networks, property, or Services in general including Our reputation;
  3. Using the Service for any communication which in our reasonable opinion is considered Spam, including machine-to-machine communication;
  4. Using the Service in the commission of a crime including but not limited to the distribution of obscene, pornographic, malicious and other similar contents;
  5. Using the Service for commercial purpose unless otherwise agreed in writing; or
  6. Using the Service to misrepresent yourself or to perform any malicious, fraudulent or illegal act;
  7. Infringing the intellectual property rights of PLDT Global Group or any Third Party Content owners;
  8. Violating the Fair Usage Policy herein;
  9. Any other act analogous to the foregoing

Apart from terminating Your service, We reserve Our right to exercise other remedies available under law and equity, including injunctive relief for any misuse of the Service without the need to establish damages. We may conduct investigations if in our reasonable opinion You are misusing or attempting to misuse any of the Services provided through the TINBO SVN Portal.


COMPLIANCE WITH LAWS

We recognize that there are certain jurisdictions which prohibit the use of VoIP or any internet telephony services. By Your use of the Service, You warrant that you are not prohibited under any law, rule, regulation to avail of any of the Services provided through the TINBO SVN Portal. If You are subject to such jurisdictions, You undertake to desist from using the TINBO SVN Service.

As the Service is owned and operated by SMART, a Philippine company, You hereby agree to comply with the SIM Registration Law of the Philippines and it implementing rules and regulations. Noncompliance thereof shall result to termination of the TINBO SVN Service.

For guidance, please check the implementing rules and regulations of the law on this link: https://ntc.gov.ph/wp-content/uploads/2022/mc/NTC%20MC%20No.%20001-12-2022.pdf

You also agree to indemnify the Company and its directors, officers, agents, and employees in full and on demand from and against any loss, damage, costs or expenses which We or they may suffer or incur directly or indirectly as a result of the breach of any these Terms.

We reserve the right to suspend or terminate Your account if, in our sole and reasonable opinion, we determine that the use of the TINBO SVN is for an immoral, illegal or unlawful purpose, or violates these Terms or may affect our network or equipment.


SERVICE AVAILABILITY AND UPDATES

Given the nature of the Service/s, We do not guarantee that it will always be available in a particular area or it will be error-free. There may be instances of unavailability of Service. There are physical factors beyond Our control such as, but not limited to, weather/climate, acts of god, structures, geographical terrain, topography, signal strength, traffic volumes, and technical limitations which may affect actual service, quality and availability. Your personal device may also affect the quality of service. You understand and agree that We shall not be held liable for any claims, difficulties or problems caused by Service availability or quality.

To further improve the security, safety, provisioning of the Service/s, We may remotely update, upgrade or change any applications, software, systems or features of the TINBO SVN (System Update) without any prior notice. Such System Updates may modify Your Device and could delete any and all data You have stored on Your Device such as browser permissions and deleted sessions. It may likewise alter Your usual user experience of the TINBO SVN Portal. The Service/s may be temporarily suspended and unavailable during a System Update. Any update may also be a pre-condition for your continuous use of the TINBO SVN Services. YOU ACKNOWLEDGE THAT THE COMPANY WILL NOT BE LIABLE FOR ANY LOSS, DAMAGE, COSTS, OR EXPENSES WHICH THE USER MAY SUFFER OR INCUR DIRECTLY OR INDIRECTLY AS A RESULT OF ANY SYSTEM UPDATE.


DEVICE

You need to either use a smartphone, desktop, or a laptop (collectively “Device”) to access the TINBO SVN Portal. At present, the TINBO SVN Portal can be accessed using any web browsers. You may use any Device to access the TINBO SVN provided it meets the minimum qualifications required by the TINBO SVN Portal. We are not in the business of manufacturing or selling of any Device. Hence, We do not endorse any Device to be used in accessing the TINBO SVN. WE DO NOT WARRANT THAT TINBO SVN WILL WORK ON YOUR DEVICE. All and any risk of loss, damage or destruction on the Device as a result of using the TINBO SVN shall be your sole responsibility. We reserve the right to disallow You from using a Device if we believe that its use may potentially harm other Users, the TINBO SVN Portal, or the Company.


NOTICE

In using Our Service and in accordance with our Privacy Policy, You acknowledge that we (including any third-party calling on our behalf) may contact You, for any service related purpose within reasonable business hours, at any convenient means such as but not limited to email or SMS message (as may be applicable).


ADVERTISERS

Third Party Content may include promotions and advertisements from owners of Third Party Content. You are solely responsible for your dealings, communication and transactions with any Third Party Content owners. We do not accept responsibility nor liability for advertisements found within the TINBO SVN platform. If You agree to purchase goods and/or services from any third party who advertises in the TINBO SVN Portal, the same is done at Your own risk. We are not responsible for such goods and/or services and in the event that You have any queries, claims/complaints in relation to them, Your only recourse is against the advertiser or third party entity.


INDEMNIFICATION/ FINALITY OF SERVICE

You commit and undertake to indemnify defend and hold Us (including Our subsidiaries, parent company, affiliates, suppliers, vendors, third-party provider or licensors) free and harmless from any action, claim, award, suit losses, damages, fines, penalties, costs, and/or expenses (including, without limitation, attorney’s fees) arising out of or in relation to Your actions including but not limited to the use or misuse of the TINBO SVN Service/s, Finality of Service, and/or violation of this Agreement or any other policy cited in this Agreement, any Applicable Law or regulation, or the rights of any third party. You shall be fully and exclusively responsible for any information or material that You transmit, or any act (or inaction) associated with the use or access of any Third Party Content. We shall not in any way be liable for Your failure to protect Your passwords or any account.


FINALITY OF SERVICE

We shall not be held liable for the sale / purchases of physical load cards. Any sale of a physical load card shall be the sole responsibility of the seller and buyer.

All online purchases of TINBO SVN credits once loaded into Your account are final. We cannot convert, transfer or refund credited subscription packages even if they are unused at Your sole account.

All TINBO SVN Load purchases are FINAL. Once loaded to a TINBO SVN account, deducted or charged amount cannot be refunded or transferred to another user.

The following transactions (under Services) cannot be refunded:

  1. Entered account or information errors due to Your own act fault or negligence;
  2. Double transaction for the same details due to Your own act fault or negligence;
  3. TINBO SVN subscriptions that are already debited, loaded to an account or used due to Your own act, fault or negligence.

On the other hand, transactions can only be refunded or reversed in the following circumstances:

  1. User was charged twice for the same transaction solely due to systematic fault of the TINBO SVN Portal;
  2. User was charged the wrong amount solely due to systematic fault of the TINBO SVN Portal;
  3. Service was not fulfilled – due to operational or service disruptions solely due to systematic fault of the TINBO SVN Portal (i.e. load was not credited due to system or operational deficiencies).

DISCLAIMERS

UNLESS EXPRESSLY PROVIDED IN THIS TERMS, WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTY OF NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE ON ANY SERVICES YOU OBTAINED FROM US OR ANY WARRANTY ARISING BY USAGE OF TRADE, COURSE OF DEALING OR COURSE OF PERFORMANCE. WE CANNOT PROMISE THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE. NEITHER WILL WE AUTHORIZE ANYONE TO MAKE SUCH WARRANTIES ON OUR BEHALF. EVEN SO, THIS DOES NOT OPERATE AS A WAIVER TO CLAIM AGAINST OTHER PERSONS WHO MAY HAVE MADE SUCH UNAUTHORIZED REPRESENTATION. THE TINBO SVN SERVICE/S WILL ALWAYS BE ON AN “AS IS” BASIS WITH “ALL FAULTS, ERRORS, AND DEFECTS.” IT IS ALSO IMPOSSIBLE FOR US TO GUARANTEE THAT THE TINBO SVN WILL BE PRIVATE OR SECURE; WHILE IT IS ILLEGAL FOR UNAUTHORIZED PERSONS TO PRY OR INTERCEPT YOUR PERSONAL COMMUNICATION OR RETRIEVE YOUR PERSONAL INFORMATION, WE CANNOT GUARANTEE THAT THE SAME WILL NOT HAPPEN.

YOU HEREBY UNDERSTAND AND ACKNOWLEDGE THAT THE TITLE, ANY AND ALL RIGHTS AND OBLIGATIONS IN RELATION TO THIRD PARTY PRODUCTS AND SERVICES, INCLUDING, BUT NOT LIMITED TO THE SMART VIRTUAL NUMBER, WHICH MAY BE OFFERED/DISTRIBUTED IN TINBO SVN PORTAL FROM TIME TO TIME, BELONG TO A THIRD-PARTY ENTITY/SERVICE PROVIDER. (SVN IS OWNED AND OPERATED BY SMART COMMUNICATIONS, INC.)

AS SUCH, THIRD-PARTY PRODUCTS AND SERVICES MADE AVAILABLE ON THE TINBO SVN PORTAL ARE PROVIDED ON AN “AS-IS” BASIS AND THE COMPANY PROVIDES NO EXPRESS OR IMPLIED WARRANTY WHATSOEVER. YOU SHALL HOLD US FREE AND HARMLESS FROM ANY AND ALL ACTION, CLAIM OR COST ARISING OUT OF OR IN RELATION TO YOUR USE/AVAILMENT OF SUCH THIRD-PARTY PRODUCTS AND SERVICES.

TINBO PORTAL AS A PLATFORM PROVIDER

WE ARE NOT A NETWORK SERVICE PROVIDER. THUS, ANY AND ALL PRODUCT AND SERVICES PROVIDED THROUGH THE TINBO PORTAL SUCH AS THE TINBO SVN ARE OPERATED BY A THIRD-PARTY ENTITY.


LIMITATION OF LIABILITY

WE (OR OUR SUBSIDIARIES, AFFILIATES, SUPPLIERS, VENDORS, THIRD-PARTY PROVIDERS, PARENT COMPANY) SHALL NOT BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR SPECIAL DAMAGES OF ANY NATURE WHATSOEVER ARISING OUT OF OR RELATED TO PROVIDING OR FAILING TO PROVIDE ANY SERVICE AND/OR THE DEVICE. YOU RECOGNIZE THAT WE ARE NOT RESPONSIBLE OR LIABLE FOR ANY CLAIMS ARISING FROM ANY OF THE FOLLOWING CIRCUMSTANCES (WITHOUT LIMITATION):

  1. ANY ACT OF A THIRD PARTY WHO IS NOT AUTHORIZED TO ACT ON OUR BEHALF;
  2. FORCE MAJEURE OR ANY ACT BEYOND OUR CONTROL;
  3. RIOTS, STRIKE, WAR, TERRORISM OR OTHER SIMILAR INCIDENTS;
  4. ANY VIRUS, WORMS, MALICIOUS CONTENT, DATA, IMAGE, ETC DOWNLOADED IN YOUR DEVICE VIA THE TINBO SVN SERVICE/S;
  5. THIRD PARTY CONTENT YOU ACCESSED USING THE TINBO SVN PLATFORM YOU RECOGNIZE THAT THIS PROVISION IS A MATERIAL CONSIDERATION IN THE SERVICES WE OFFER YOU. YOU RECOGNIZE THAT THIS PROVISION SHALL OPERATE AS A WAIVER OF ANY AND ALL OTHER EXISTING REMEDIES AVAILABLE UNDER EXISTING LAWS; OR
  6. ANY OTHER ANALOGOUS CIRCUMSTANCES.

INTELLECTUAL PROPERTY

You recognize that the “TINBO SVN”, and all other trademarks used in providing any of the Services are exclusively owned by or licensed to PLDT Online Inc./PLDT Global Group. Except as provided herein, nothing in this Terms can be construed as granting any license to use, copy, modify, reverse engineer, assert a claim, assign, sell, or register any of Our intellectual property. A violation of this provision may result to irreparable injury which cannot be fully remedied by pecuniary award. Thus, We shall be entitled to immediate injunctive relief in addition to all other remedies available for any violation of this provision. We however do not claim any form of ownership, interest or right in any Third Party Content found in the TINBO SVN Portal.


DATA PRIVACY

We may collect data about You (“Personal Data”) in order to deliver the TINBO SVN Service or to further improve the same. Yet, We fully endeavor to protect the Personal Data You entrusted to Us, and to only process Your data in accordance with our Privacy Policy.

The Privacy Policy defines the policy of the Company relating to the information which is submitted by you or collected through automated means, the manner of processing and use of such information including our disclosure of such information to external Third Party Partners and service providers of the Company. The Privacy Policy also specifies the manner in which the Platform may retain your information, duration of such retention and security measures implemented to protect the privacy and confidentiality of your information.

The Privacy Policy may change from time to time. You are encouraged to regularly view our Privacy Policy for any updates.


SUSPENSION AND TERMINATION

You may terminate Your TINBO account at any time by messaging us on the TINBO Facebook Messenger. You are also considered to have terminated the Service (once terminated your information will be deleted from the database) if:

  1. You do not use the TINBO account for one (1) calendar year in observance also of the Virtual Number Lifecycle;
  2. You fail respond to Our communications or notices that require specific action on your end; or
  3. You refuse to accept any System Update.

Your TINBO SVN may be suspended or terminated depending on the status of Your TINBO SVN from the day it was paired and activated.

Your TINBO SVN will be suspended if:

  1. You failed to renew your TINBO SVN after its 90-day or 30-day validity in accordance with the Virtual Number Lifecycle;
  2. You are suspected of committing or attempting to commit fraud using the TINBO SVN;

Your TINBO SVN will be terminated or deleted from the database if:

  1. You failed to renew your TINBO SVN for 124 consecutive days (30-day valid subscription) or for 184 consecutive days (90-day valid or trial period) in accordance with the Virtual Number Lifecycle;
  2. It was proven that your TINBO SVN was used to commit or attempt to commit fraudulent acts; You refuse or failed to register your TINBO SVN as may be required by applicable laws in your jurisdiction.

WE reserve the right, in Our sole and reasonable discretion, to suspend or terminate Your account without any liability if we have reasonable grounds to believe that you have committed any of the following:

  1. Commit a breach on any of the provisions of this Terms;
  2. Use the Service to perpetuate any form fraud, misrepresentation or illegal activities;
  3. Use the Service in a manner that unnecessarily places PLDT Global Group to breach or violate any existing contractual or legal obligation;
  4. Use the Service in a way that is unduly burdensome, abusive, excessive or detrimental to Us, other subscribers or any third-party;
  5. Misuse the Service as defined in this T&C;
  6. Allow other persons to use your Account;
  7. Violate the Fair Usage Policy; and
  8. Do any other act analogous to the foregoing or any act which may be detrimental to Our business or the subscriber base in general. We may also suspend or terminate the Service or any portion thereof for any System upgrade or any operational concerns including any lawful order by government authorities. We will not be required to any form of prior notice. You recognize that upon termination of this Agreement for any reason, You will not be able to use, enjoy or access any of the TINBO SVN Service/s. The termination of this Agreement shall be without prejudice to our right to recover any claim, fees or payments which accrued prior to the termination of the Agreement.

GOVERNING LAW

This Agreement shall be governed by the Laws of the Philippines. If any provision of the Agreement is invalid under the law of a particular jurisdiction, that provision will not apply in that jurisdiction. We however, reserve the right to terminate the Agreement in the event a particular provision is void or unenforceable and such provision is, in our sole and reasonable opinion, a material in the provisioning of the Free Bee Services. PLEASE IMMEDIATELY CEASE USING TINBO SVN SERVICE IF THE LAWS OF YOUR DOMICILE OR RESIDENCY PROHIBIT YOU FROM USING THE SAME.


FAQ

For your convenience, you may browse and read our FAQ at https://www.tinbo.ph/help/faqs


GENERAL TERMS

  1. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and assigns. You may not assign this Agreement without Our prior written consent. Any assignment in contradiction of this clause shall be void. We may delegate the performance of our obligation to third-party developers, suppliers or our affiliates without Your consent. We may likewise assign this Agreement to a third party without your consent. In such case, your only remedy is to terminate the Agreement.
  2. The headings in this Agreement are solely for reference and our mutual convenience. It will not be used in interpreting the legal effect of this Agreement
  3. In the event We waive any provision on one occasion, it does not amount to a waiver of Our right to enforce such provision.
  4. This Agreement will not the benefit any third party except Our corporate parents, affiliates, subsidiaries, agents, predecessors and successors in interest.

CHANGES

We reserve the right to modify or amend this Terms and Conditions anytime without need of prior notice. By continuing to use Tindahan ni Bossing or availing the Services hereunder, You are deemed to have consented to the modifications and amendments of this Terms and Conditions.

For Privacy Policy changes, we will separately reach out to You.


DISCONTINUANCE

We reserve the right to suspend/ discontinue the TINBO SVN Service for any reason whatsoever. In such event of permanent discontinuance of the TINBO SVN Service, your sole recourse is to consume/use the remaining subscription packages immediately.

For any further concerns and inquiries, our TINBO SVN team would be glad to assist you: TINBO Facebook Messenger

Terms & Conditions


Get P20 AOS For P149 Magic Data

  1. By participating in the Promotion, Participant agrees to the Terms & Conditions set out below.
  2. Prizes are non-transferrable, non-exchangeable and not convertible to cash. Participant may win only once within the Promo Period provided.
  3. PLDT Online Inc. ("PLDT OL") reserves the right to refuse an entry that does not meet these Terms & Conditions. PLDT OL is not responsible for the loss of opportunity to participate for any reason whatsoever (i.e., including applicable geographical restrictions of TINBO)
  4. By participating in the Promotion and/or accepting the Prize, Participant agrees that there shall be no claim relating to any losses or injuries (including special, indirect and consequential losses) arising from the Promotion and/or the Participant's acceptance or usage of the Prizes, claiming of the Prize beyond the allowable period and furnishing of inaccurate/ incomplete delivery details, including without limitation, personal injuries, loss or property damage against PLDT OL, its parent companies, affiliate, directors, officers, employees or agents.
  5. By participating in the Promotion, each Participant confirms and agrees to the privacy policy as stated on http://www.tinbo.ph/privacy-policy. By participating in the Promotion, the Participant, at any time, without any fee or other form of compensation for the specific duration and for TINBO Promo purposes only:
    1. Grants PLDT OL permission for his/her entry to be published on PLDT OL/PGC's websites, in print materials, radio broadcasts, and displayed on PLDT OL/PGC's Facebook Page, Instagram, Twitter or any other social media pages
    2. Grants PLDT OL permission to use his/her first name, photographs, videotapes or any likeness of him/her, for feedback, promotional, advertising, marketing and/or publicity purposes and to have his/her submitted name posted on PLDT OL/PGC's websites, in print materials, radio broadcasts, displayed on PLDT OL/PGC's Facebook Page, Twitter or any other social media pages and/or used by PLDT OL/PGC.
  6. In the event of any dispute, the decision of PLDT OL shall be final and binding.
  7. Participant shall indemnify PLDT OL against any losses, claims, demands, liabilities, costs and expenses for personal injury, loss, damage to property, breach of any obligations, warranty or representation, intellectual property infringement claims, fines and penalties, which may be imposed on or which PLDT OL may suffer or incur or which may be made, instituted or asserted against PLDT OL arising out of or by reason of negligent acts, omissions, fraud, willful misconduct, or a breach of obligations, covenants, representations or warranties by the Participant in connection with this Promotion.
  8. The Promotion is not open to employees and their immediate family members, relatives within the third degree by consanguinity or affinity, or agents (including the employees of the agents) of PLDT OL/PGC.
  9. The Winners shall hold PLDT OL free and harmless from any form of claims, legal action, liabilities, fees, costs, and expenses caused by any possible defect, service interruption, maintenance procedures, any issue or malfunction with regard to the Prize. The Winners hereby fully understand and acknowledge that the Prizes are: owned & operated by third-party entities outside of PLDT OL; subject to TINBO's standard limitations as expressed therein, other restrictions and policies; and provided on an "as-is" basis. Thus, PLDT OL does not grant any form of warranty whatsoever over the Prize provided.
  10. PLDT OL reserves the right to amend these Terms & Conditions or terminate the Promotion at any time and without prior notice and all Participants shall be bound by such amendment or termination.
  11. These Terms and Conditions shall be governed by the Laws of Hong Kong. Any disputes shall be settled exclusively via arbitration in accordance with the Hong Kong International Arbitration Centre rules in force at the time of this Promo.

Terms & Conditions


Top Bossings

  1. By participating in the Promotion, Participant agrees to the Terms & Conditions set out below.
  2. Prizes are non-transferrable, non-exchangeable and not convertible to cash. Participant may win more than once within the promo period provided.
  3. Winners are required to claim their prizes within a period of 60 days following the announcement. Failure to do so within the specified timeframe shall result in automatic forfeiture.
  4. PLDT Online Inc. ("PLDT OL") reserves the right to refuse an entry that does not meet these Terms & Conditions. PLDT OL is not responsible for the loss of opportunity to participate for any reason whatsoever (i.e., including applicable geographical restrictions of TINBO)
  5. By participating in the Promotion and/or accepting the Prize, Participant agrees that there shall be no claim relating to any losses or injuries (including special, indirect and consequential losses) arising from the Promotion and/or the Participant's acceptance or usage of the Prizes, claiming of the Prize beyond the allowable period and furnishing of inaccurate/ incomplete delivery details, including without limitation, personal injuries, loss or property damage against PLDT OL, its parent companies, affiliate, directors, officers, employees or agents.
  6. By participating in the Promotion, each Participant confirms and agrees to the privacy policy as stated on https://www.tinbo.ph/privacy-policy#gamification-program-privacy.
  7. By participating in the Promotion, acknowledging the privacy policy, and only upon getting your consent, without any fee or other form of compensation for the specific duration and for TINBO Promo purposes only:
    1. Grants PLDT OL permission for his/her entry to be published on PLDT OL/PGC's websites, in print materials, radio broadcasts, and displayed on PLDT OL/PGC's Facebook Page, Instagram, Twitter or any other social media pages.
    2. Grants PLDT OL permission to use his/her first name, photographs, videotapes,or any likeness of him/her, for feedback, promotional, advertising, marketing and/or publicity purposes and to have his/her submitted name posted on PLDT OL/PGC's websites, in print materials, radio broadcasts, displayed on PLDT OL/PGC's Facebook Page, Twitter or any other social media pages and/or used by PLDT OL/PGC.
  8. In the event of any dispute, the decision of PLDT OL shall be final and binding.
  9. Participant shall indemnify PLDT OL against any losses, claims, demands, liabilities, costs and expenses for personal injury, loss, damage to property, breach of any obligations, warranty or representation, intellectual property infringement claims, fines and penalties, which may be imposed on or which PLDT OL may suffer or incur or which may be made, instituted or asserted against PLDT OL arising out of or by reason of negligent acts, omissions, fraud, willful misconduct, or a breach of obligations, covenants, representations or warranties by the Participant in connection with this Promotion.
  10. The Promotion is not open to employees and their immediate family members, relatives within the third degree by consanguinity or affinity, or agents (including the employees of the agents) of PLDT OL/PGC.
  11. The Winners shall hold PLDT OL free and harmless from any form of claims, legal action, liabilities, fees, costs, and expenses caused by any possible defect, service interruption, maintenance procedures, any issue or malfunction regarding the Prize. The Winners hereby fully understand and acknowledge that the Prizes are owned & operated by third-party entities outside of PLDT OL; subject to TINBO's standard limitations as expressed therein, other restrictions and policies; and provided on an "as-is" basis. Thus, PLDT OL does not grant any form of warranty whatsoever over the Prize provided.
  12. PLDT OL reserves the right to amend these Terms & Conditions or terminate the Promotion at any time and without prior notice and all. Participants shall be bound by such amendment or termination.
  13. These Terms and Conditions shall be governed by the Laws of Hong Kong. Any disputes shall be settled exclusively via arbitration in accordance with the Hong Kong International Arbitration Centre rules in force at the time of this Promo.

Terms & Conditions


Mini Raffle

  1. By participating in the Promotion, Participant agrees to the Terms & Conditions set out below.
  2. Prizes are non-transferrable, non-exchangeable and not convertible to cash. Participant may win only once within the designated promotional period.
  3. Winners are required to claim their prizes within a period of 60 days following the announcement. Failure to do so within the specified timeframe shall result in automatic forfeiture.
  4. PLDT Online Inc. ("PLDT OL") reserves the right to refuse an entry that does not meet these Terms & Conditions. PLDT OL is not responsible for the loss of opportunity to participate for any reason whatsoever (i.e., including applicable geographical restrictions of TINBO)
  5. By participating in the Promotion and/or accepting the Prize, Participant agrees that there shall be no claim relating to any losses or injuries (including special, indirect and consequential losses) arising from the Promotion and/or the Participant's acceptance or usage of the Prizes, claiming of the Prize beyond the allowable period and furnishing of inaccurate/ incomplete delivery details, including without limitation, personal injuries, loss or property damage against PLDT OL, its parent companies, affiliate, directors, officers, employees or agents.
  6. By participating in the Promotion, each Participant acknowledges the privacy policy as stated on https://www.tinbo.ph/privacy-policy#mini-raffle-privacy.
  7. By participating in the Promotion, acknowledging the privacy policy, and only upon getting your consent, without any fee or other form of compensation for the specific duration and for TINBO Promo purposes only:
    1. Grants PLDT OL permission for his/her entry to be published on PLDT OL/PGC's websites, in print materials, radio broadcasts, and displayed on PLDT OL/PGC's Facebook Page, Instagram, Twitter or any other social media pages.
    2. Grants PLDT OL permission to use his/her first name, photographs, videotapes, or any likeness of him/her, for feedback, promotional, advertising, marketing and/or publicity purposes and to have his/her submitted name posted on PLDT OL/PGC's websites, in print materials, radio broadcasts, displayed on PLDT OL/PGC's Facebook Page, Twitter or any other social media pages and/or used by PLDT OL/PGC.
  8. In the event of any dispute, the decision of PLDT OL shall be final and binding.
  9. Participant shall indemnify PLDT OL against any losses, claims, demands, liabilities, costs and expenses for personal injury, loss, damage to property, breach of any obligations, warranty or representation, intellectual property infringement claims, fines and penalties, which may be imposed on or which PLDT OL may suffer or incur or which may be made, instituted or asserted against PLDT OL arising out of or by reason of negligent acts, omissions, fraud, willful misconduct, or a breach of obligations, covenants, representations or warranties by the Participant in connection with this Promotion.
  10. The Promotion is not open to employees and their immediate family members, relatives within the third degree by consanguinity or affinity, or agents (including the employees of the agents) of PLDT OL/PGC.
  11. The Winners shall hold PLDT OL free and harmless from any form of claims, legal action, liabilities, fees, costs, and expenses caused by any possible defect, service interruption, maintenance procedures, any issue or malfunction regarding the Prize. The Winners hereby fully understand and acknowledge that the Prizes are owned & operated by third-party entities outside of PLDT OL; subject to TINBO's standard limitations as expressed therein, other restrictions and policies; and provided on an "as-is" basis. Thus, PLDT OL does not grant any form of warranty whatsoever over the Prize provided.
  12. PLDT OL reserves the right to amend these Terms & Conditions or terminate the Promotion at any time and without prior notice and all Participants shall be bound by such amendment or termination.
  13. These Terms and Conditions shall be governed by the Laws of Hong Kong. Any disputes shall be settled exclusively via arbitration in accordance with the Hong Kong International Arbitration Centre rules in force at the time of this Promo.

Terms & Conditions


TINBO e-Padala

TINBO e-Padala is powered by Starpay in cooperation with PLDT Online Inc. or "PLDT OL"(BVI) company with business address at Room 2002, 20/F Officeplus@Wanchai, No. 303 Hennessy Road, Wan Chai, HK) other recognized subsidiaries/affiliates, (collectively, as "We", "Us", "Our"). In availing the Services provided by this website ("Website"), you ("User", "Customer", "You/Your") agree to be bound by the terms and conditions of use ("Terms") set forth below.

Please carefully read this Terms which covers the general description of the Service/s we offer including, user experience, coverage and all our legal rights and responsibilities necessary for our mutual interest. You represent that You are of legal age and authorized to enter into contracts under applicable laws. By using the Service and entering Tindahan ni Bossing, You recognize and/or waive any right or requirement under applicable laws requiring non-electronic signatures as a formal requirement to enter into contracts. Otherwise, we request You to immediately cease using the Services and exit Tindahan ni Bossing immediately. IN THE EVENT YOU ARE A MINOR (eg. below 18 years old or under age of consent under applicable laws), YOU WARRANT THAT YOU ARE REPRESENTED BY YOUR PARENT OR ANY LEGAL GUARDIAN WHEN READING AND ACCEPTING THESE TERMS. Please stop using the Service and/or leave Tindahan ni Bossing if you do not agree.

For Your protection, please carefully read and be guided by the following Terms:

SERVICES

Tindahan ni Bossing is PLDT OL's digital storefront for products and/or services relevant to Overseas Filipinos and other international customers which may include (but not limited to) Prepaid products & bills payment. Tindahan ni Bossing integrates various payments options including credit / debit cards, stored-value wallets, telecom carrier billing, and the like.

TINBO ePadala powered by Starpay

TINBO provides ePadala service powered by Starpay. You can now send credit vouchers to any chosen PH bank through TINBO ePadala services powered by Starpay. Transactions will be converted from the list price of the ePadala vouchers (powered by Starpay) to the applicable currency of the selected payment method. Tindahan ni Bossing shall determine the foreign exchange rate and shall display the final price prior to payment. The final payment and charging price may vary subject to service and/or convenience fees and further conversion based on the customer’s own bank policy or chosen payment option, as may be applicable.

1. Access to the Platform and Services

A. You agree to:

i. access the TINBO Platform and/or use the Services only for lawful purposes and in a lawful manner at all times and further agree to conduct any activity relating to the Services or the Platform in good faith;

ii. comply with any and all guidelines, notices, operating rules, and policies and instructions pertaining to the use of the Services and/or access to the Platform, as well as any amendments thereto issued by us from time to time; and

iii. ensure that any information or data you post or cause to appear on the Platform in connection with the Services is accurate.

B. Access to password protected areas of the Platform and/or use of the Services are restricted to Customers with TINBO accounts only. You may not obtain or attempt to obtain unauthorized access to such parts of this Platform and/or Services, or to any other protected information on the Platform, through any means not intentionally made available by us for your specific use.

C. If you are below 18 years old you must obtain consent from your parent(s) or legal guardian(s). By consenting to your acceptance of these Terms of Use, your parent(s) or legal guardian(s) are agreeing to take responsibility for:

i. your actions in your access and use of the Platform and/or the Services;

ii. any charges associated with your use of any of the Services; and

iii. your compliance with these Terms of Use. If you do not have consent from your parent(s) or legal guardian(s), you must cease accessing the Platform and using the Services.

2. General Use of the ePadala Service

A. TINBO ePadala, powered by Starpay, facilitates the sending of electronic vouchers issued by Starpay through TINBO. This service allows you to send vouchers to third parties authorized and approved by Starpay. Starpay reserves the right to modify any functionality offered by the platform without prior notice.

B. TINBO and Starpay serve as your representatives specifically for handling the sending your electronic Vouchers. Starpay maintains separate and independent funds for corporate purposes. We guarantee that you will receive the redeemed amount in Philippine Peso at face value. This guarantee remains valid even if your account expires, terminates, or is canceled, or if we decide to cease operations—except in cases of fraudulent transactions or investigations related to fraudulent activity involving your account or other relevant fees and charges. By using our services, you acknowledge and accept these terms. You understand and accept that:

C. TINBO and Starpay is not licensed as a bank, nor do we provide banking services and/or functions which are integral or closely related to the banking business. TINBO or Starpay is not allowed to extend any form of credit or lending, nor engage in the business of accepting deposits;

D. Your TINBO Account is not covered by the Philippine Deposit Insurance Corporation (PDIC) and is not insured by any government agency; there is no voluntary or compulsory scheme in which TINBO and Starpay is a member which compensates the Customer in the event TINBO and Starpay becomes unable to satisfy claims relating to your Customer Account or otherwise in relation to the Services;

E. The TINBO Account will not earn monetary rewards and other similar incentives convertible to cash, nor special discount privileges;

F. The ePadala vouchers, powered by Starpay, is subject to the rules and regulations of the Bangko Sentral ng Pilipinas (BSP) and the Anti-Money Laundering Act (AMLA).

G. TINBO and Starpay does not act as a trustee or accept any fiduciary role in respect of the electronic credits in your acccount.

3. Fees

A. You agree to pay the fees and charges plus applicable taxes related to the use of the ePadala services (powered by Starpay) as may be imposed and as published in our Platform. These fees and charges are inclusive of all applicable taxes and will be debited from your account. We reserve the right to change the fees and changes as we deem necessary.

4. Payment

A. Payment using the ePadala services (poweredby Starpay) may only be made to merchants who are registered and approved by Starpay (“Merchants”). When you purchase and make a payment from your TINBO Account, Starpay will, upon conducting all necessary checks and verification, authorize the transfer of the necessary electronic voucher including any applicable fees or charges.

B. Starpay will not authorize the payment and reserves the right to cancel the transaction. Starpay shall not be liable for any loss, or damage suffered, or incurred by you from a transaction being cancelled due to insufficient funds in your account.

5. Representations and Warranties

A. By accepting these Terms of Use, you represent and warrant that you submitted true and correct information and the transaction is legitimate and accurate; you are not violating any applicable laws or regulations through your use of the ePadala service powered by Starpay, your TINBO Account and/or the Services; and you agree to defend, indemnify and hold TINBO and Starpay, its Indemnitees, affiliates and authorized representatives harmless from any claim, demand (including legal fees and costs), fines, penalties or other liability incurred by TINBO and Starpay due to or arising out of your breach of this representation and warranty. TINBO and Starpay may report any suspicious activity to the relevant authorities without notifying you or taking your consent.

6. Intellectual Property

A. Restricted use. No part or parts of the Platform, or the TINBO ePadala powered by Starpay Materials may be reproduced, reverse engineered, decompiled, disassembled, separated, altered, distributed, republished, displayed, broadcast, hyperlinked, mirrored, framed, transferred or transmitted in any manner or by any means or stored in an information retrieval system or installed on any server, system or equipment without our prior written permission of the relevant copyright owners. Permission will only be granted to you to download, print, or use the TINBO ePadala powered by Starpay Materials for personal and non-commercial uses, provided that you do not modify the TINBO ePadala powered by Starpay Materials and that we or the relevant copyright owners retain all copyright and other proprietary rights contained in the TINBO ePadala powered by Starpay Materials.

B. Trademarks. Nothing on the Platform and in these Terms of Use shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use (including, as a meta tag or as a ‘hot’ link to any other Application) any trademarks displayed on any platform with the use of TINBO ePadala and Starpay materials, without our written permission (or that of any other applicable trademark owner, as may be relevant).

C. Submissions by you. You grant us a non-exclusive license to use the materials or information that you submit to the Platform and/or provide to us, including but not limited to questions, reviews, comments, and suggestions. When you post comments or reviews to the platform associated with TINBO and Starpay, you also grant us the right to use the name that you submit or your username in connection with such review, comment, or other content. You shall not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third parties as to the origin of any submissions you make. We may at our sole discretion publish, remove or edit your submissions.

7. Disclaimer and Limitation of Liability

A. Disclaimer. TINBO and Starpay does not have control of any items you may purchase online using the ePadala services (powered by Starpay) and cannot guarantee that online transactions will be completed by the other party. TINBO and Starpay disclaims all liability for any goods or services offered for sale by its Merchants and will not be responsible for the delivery or the condition of any goods or services purchased from third parties.

B. No representations or warranties. The TINBO ePadala Services powered by Starpay, the Platform and the Materials are provided on an ‘as is’ and ‘as available’ basis. All data and/or information contained in the Platform, the Services or the Materials are provided for informational purposes only. No representations or warranties of any kind, whether implied, express or statutory, including the warranties of non-infringement of third party rights, title, merchantability, satisfactory quality or fitness for a particular purpose, are given in conjunction with the Platform, the Services or the Starpay Materials. Without prejudice to the generality of the foregoing, we do not warrant:

i. the accuracy, timeliness, adequacy, commercial value or completeness of all data and/or information contained in the Platform, the Services or the TINBO ePadala powered by Starpay Materials;

ii. that the Platform, the Services or that any of the TINBO ePadala (powered by Starpay)Materials will be provided uninterrupted, secure or free from errors or omissions, or that any identified defect will be corrected;

iii. that the Platform, the Services or the ePadala (powered by Starpay) Materials are free from any computer virus or other malicious, destructive or corrupting code, agent, program or macros;

iv. and the security of any information transmitted by you or to you through the Platform or the Services, and you accept the risk that any information transmitted or received through the Services or the Platform may be accessed by unauthorized third parties and/or disclosed by us or our officers, employees or agents to third parties purporting to be you or purporting to act under your authority. Transmissions over the internet and electronic mail may be subject to interruption, transmission blackout, delayed transmission due to internet traffic or incorrect data transmission due to the public nature of the internet.

C. Liability. You shall be responsible for any loss, cost, expense (including legal fees and expenses), damage, penalties or settlement sums whatsoever or howsoever caused (regardless of the form of action) arising directly or indirectly in connection with:

i. any access, use and/or inability to use the Platform or the Services beyond the control of TINBO and Starpay;

ii. reliance on any data or information made available through the Platform and/or through the Services without first independently verifying the same. You should not act on such data or information without first independently verifying its contents;

iii. any system, server or connection failure, error, omission, interruption, delay in transmission, computer virus or other malicious, destructive or corrupting code, agent program, or macros you downloaded, or permitted to access your access;

iv. any use of or access to any other application, website or webpage linked to the Platform itself fraud, fault, delay, error or negligence on your part or other circumstances which are beyond the control of TINBO and Starpay.

8. General Terms

A. Cumulative rights and remedies. Unless otherwise provided under these Terms of Use, the provisions of these Terms of Use and our rights and remedies under these Terms of Use are cumulative and are without prejudice and in addition to any rights or remedies we may have in law or in equity, and no exercise by us of any one right or remedy under these Terms of Use, or at law or in equity, shall (save to the extent, if any, provided expressly in these Terms of Use or at law or in equity) operate so as to hinder or prevent our exercise of any other such right or remedy at law or in equity.

B. No waiver. Our failure to enforce these Terms of Use shall not constitute a waiver of these terms, and such failure shall not affect our right to later enforce these Terms of Use.

C. Severability. If at any time any provision of these Terms of Use become illegal, invalid or unenforceable in any respect, the legality, validity and enforceability of the remaining provisions of these Terms of Use shall not be affected or impaired thereby, and shall continue in force as if such illegal, invalid or unenforceable provision was severed from these Terms of Use.

D. Governing law. Use of the ePadala Services (powered by Starpay, and these Terms of Use shall be governed by and construed in accordance with Philippine law and you hereby submit to the exclusive jurisdiction of the Philippine courts.

E. Venue of Litigation. Venue of all suits shall be in the competent courts of Taytay, Rizal to the exclusion of all other courts.

F. Injunctive relief. We may seek immediate injunctive relief if we make a good faith determination that a breach or non- performance is such that a temporary restraining order or other immediate injunctive relief is an appropriate or adequate remedy.

G. Amendments. We may, by notice through the Platform, or through publication, or by such other method of notification as we may designate (which may include notification by way of e-mail), vary these Terms of Use, such variation to take effect on the date we specify through the above means. If you use the TINBO ePadala Services (powered by Starpay) after such date, you are deemed to have accepted such variation. If you do not accept the variation, you must stop accessing or using the Platform and the Services and terminate your use of the Services. Our right to vary these Terms of Use in the manner aforesaid may be exercised without the consent of any person or entity who is not a party to these Terms of Use.
You agree that you have read and understood the amendments prior to acceptance thereof.

H. Correction of errors. Any typographical, clerical or other error or omission in any acceptance, invoice or other document on our part shall be subject to correction without any liability on our part.
Notice or other document on our part shall be subject to correction without any liability on our part.

I. Language. In the event that these Terms of Use is executed or translated in any language other than English (“Non-English Language Version”), the English language version of these Terms of Use shall govern and shall take precedence over the Non-English Language Version.

J. Entire agreement. These Terms of Use shall constitute the entire agreement between you and us relating to the subject matter hereof and supersedes and replaces in full all prior understandings, communications and agreements with respect to the subject matter hereof.

K. Binding and conclusive. You acknowledge and agree that any records (including records of any telephone conversations relating to the Services, if any) maintained by us and/or our service providers relating to or in connection with the Platform and/or Services shall be binding and conclusive on you for all purposes whatsoever and shall be conclusive evidence of any information and/or data transmitted between us and you. You hereby agree that all such records are admissible in evidence and that you shall not challenge or dispute the admissibility, reliability, accuracy or the authenticity of such records merely on the basis that such records are in electronic form or are the output of a computer system, and you hereby waive any of your rights, if any, to so object.

L. Sub-contracting and delegation. We reserve the right to delegate or sub-contract the performance of any of our functions or obligations in connection with the Platform and/or Services to any service provider, subcontractor and/or agent on such terms as we may deem appropriate.

M. Assignment. You may not assign your rights under these Terms of Use without our prior written consent. We may assign our rights under these Terms of Use to any third party at our sole discretion.

N. Force Majeure. We shall not be liable for non-performance, error, interruption or delay in the performance of its obligations under these Terms of Use (or any part thereof) or for any inaccuracy, unreliability or unsuitability of the Platform and/or Services’ contents if this is due, in whole or in part, directly or indirectly to an event or failure which is beyond our reasonable control.

O. COMPLAINTS. Any complaint regarding the Services must be communicated to TINBO Customer Support Contact Center:
Our Customer Service is available 24/7 via Facebook Messenger (TINBO).

P. APPLICABILITY OF TINBO TERMS & CONDITIONS AND CONFLICT In the absence of a specific provision addressing a particular matter, the relevant provisions under the Tindahan ni Bossing Terms and Conditions shall apply. In the event of any conflict between the provisions of these Terms and the TINBO Terms and Conditions, the specific provisions of these terms shall prevail.

7. Data Use and Charges

Tindahan ni Bossing is a website that requires internet access. Each User accessing the website shall be responsible for any data charges imposed by their local telecommunication or internet provider.

8. Announcements

Announcements and updates regarding Tindahan ni Bossing will be made through its social media channels (ie. Tindahan ni Bossing Official Facebook page, and the like)

9. Registrations

In accordance with the Privacy Policy, Purchasing in Tindahan ni Bossing requires a customer to register in the website by providing their name, mobile number, email and password. A one-time-pin will be sent to user's registered mobile number as part of its verification process.

10. Misuse of the Service

Tindahan ni Bossing portal is intended to be a direct-to-customer or end-user marketplace platform. The term "Misuse" shall include, but not limited to the following circumstances:

1. Reselling or distributing the Service and/or items to another person under a different brand;

2. Any act (in our sole discretion) that would adversely affect any of our customers, partners' subscribers, networks, property or services in general including reputation;

3. Using the service for any communication which in our reasonable opinion is considered Spam, including machine-to-machine communication;

4. Using the service in the commission of a crime including but not limited to money laundering, fraud, distribution of obscene, pornographic, malicious and other similar contents;

5. Using the service for commercial purpose unless otherwise agreed in writing;

6. Using the service to misrepresent Yourself or to perform any malicious, fraudulent or illegal act;

7. Infringing on intellectual property rights of PLDT ONLINE and/or TINBO, its associated partners or any third-party content owners; or

8. Any other act analogous to the foregoing. Apart from terminating Your Service, we reserve the right to exercise other remedies available under law and equity, including injunctive relief for any Misuse of the Service without the need to establish damages. We may conduct an investigation if we believe You are misusing Tindahan ni Bossing.

9. Suspension and Termination. WE reserve the right, in Our sole and reasonable discretion, to suspend or terminate Your access to the Services without any liability in any of the following circumstances, when You:

a. Commit a breach on any of the provisions of this Terms;

b. Use the Service to perpetuate any form fraud, misrepresentation or illegal activities;

c. Use the Service in a manner that unnecessarily places PLDT ONLINE to breach or violate any existing contractual or legal obligation;

d. Use the Service in a way that is unduly burdensome, abusive, excessive or detrimental to Us, other users/customers, or any third-party;

e. Misuse the Service as defined above; and

f. Do any other act analogous to the foregoing or any act which may be detrimental to Our business or the User/customer in general. We may also suspend or terminate the Service or any portion thereof for any System upgrade or any operational concerns including any lawful order by government authorities. We will not be required to any form of prior notice. You recognize that upon termination of this Terms for any reason, You will not be able to use, enjoy or access any of the Service/s. The termination of this Terms shall be without prejudice to our right to recover any claim, fees or payments which accrued prior to the termination of the Terms.

ELECTRONIC COMMUNICATIONS

You recognize that communications with Tindahan ni Bossing is made electronically and you consent to receive communications from us electronically. We will communicate with you by e-mail, Facebook Messenger or by posting notices on this Website unless Tindahan ni Bossing in its sole discretion deems it convenient to do otherwise. You agree to regularly check the Website for notices. You also agree that all electronic agreements, notices, disclosures and other communications we provide you comply with legal requirements on written communications.

COPYRIGHT

All content included on this Website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software ("Intellectual Property"), is the property of PLDT OL, its affiliates, or its content suppliers and protected by international copyright laws. The compilation of all content on this Website is likewise the exclusive property of PLDT OL/ TINBO and protected by international copyright laws. You acknowledge that you shall not acquire any interest in the Intellectual Properties nor do anything that may infringe Intellectual Property rights.

TRADEMARKS

You are not allowed to use any PLDT OL / Tindahan ni Bossing / TINBO trademarks and trade names in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Tindahan ni Bossing. All other trademarks not owned by PLDT OL or its affiliates and subsidiaries that appear on this Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by PLDT OL or its affiliates and subsidiaries.

LICENSE AND SITE ACCESS

Tindahan ni Bossing grants You a limited, non-exclusive, and non-transferable license to access and make personal use of this Website and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Tindahan ni Bossing. This license does not include any resale or commercial use of this Website or its Services and/or contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this Website or its Services and/or contents; any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots, or similar data gathering and extraction tools. This Website or any portion thereof including the Services may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Tindahan ni Bossing. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Tindahan ni Bossing and our partners without express written consent. You may not use any meta tags or any other "hidden text" utilizing Tindahan ni Bossing name or trademarks without the express written consent of Tindahan ni Bossing. You may not use any Tindahan ni Bossing logo or other proprietary graphic or trademark as part of the link without express written permission. Any unauthorized use terminates the permission or license granted by Tindahan ni Bossing.

USER CONTENT

Users may post reviews, comments, and other content in Tindahan ni Bossing Official Facebook page at Your sole expense and account: and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or injurious to third parties, and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of "spam." You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a post or other content. Tindahan ni Bossing reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do indeed post content or submit material, you grant Tindahan ni Bossing and its partners a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any media or channel. You represent and warrant that you own or otherwise control all the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms and will not cause injury to any person; and that you will indemnify and hold harmless Tindahan ni Bossing or its owner, affiliates, subsidiaries and partners for all claims resulting from any content you supply. Tindahan ni Bossing has the right but not the obligation to monitor and edit or remove any activity or content at any time and it takes no responsibility and assumes no liability for any content posted by you or any third party.

PRODUCT DESCRIPTIONS

Tindahan ni Bossing and its partners attempt to make this Website as accurate as possible. However, Tindahan ni Bossing does not warrant that product descriptions or other content of this site is accurate, complete, reliable, current, or error-free.

REFUND POLICY / BILLS PAYMENT DUE DATE

All Tindahan ni Bossing purchases are FINAL. Once purchased and credited, prepaid Load transactions cannot be refunded or transferred to another beneficiary. Furthermore, Bill Payments MUST be settled three calendar (3) days before due date ("Prior Due Date"). Moreover, Your assigned free PH Virtual Number for 3 months upon registration shall not be transferrable nor convertible to any other form (ie. not convertible to cash or other credits).
DISCLAIMER ON BILLS PAYMENT DUE DATE: When You avail of the Bills Payment feature, you hereby agree and warrant to comply with the Prior Due Date (i.e., settling the bills payment three (3) days before the specified due date in your respective bill. Otherwise, Tindahan ni Bossing shall not be responsible in any manner whatsoever for Your failure to do so. You shall therefore save and hold harmless Tindahan ni Bossing from any issues, costs such as late payment charges/penalties arising from your failure to comply with the Prior Due Date whether be it caused by your fault or negligence.

Illustration:

X Bill is due on September 30.

User must settle the bill in TINBO on or before September 27 (until 11:59 pm).

Thus, September 27 is the Prior Due Date.

The following transactions (under Services) cannot be refunded:

i. Overdue bills (i.e. non-payment on or before the Prior Due Date) ;

ii. Entered account or information errors due to customer's act, fault or negligence;

iii. Double transaction for the same billing period due to customer's own act, fault or negligence.
Scenario 1: User pays the same bill twice for the same billing period/statement;
Scenario 2: User sends a load gift twice to the same mobile number recipient whether or not by accident

On the other hand, transactions can only be refunded or reversed in the following circumstances at the sole and final discretion of Tindahan ni Bossing in accordance with its system measures:

i. User was charged twice for the same transaction solely due to systematic fault of the Website;

ii. User was charged the wrong amount solely due to systematic fault of the Website;

iii. Service was not completely fulfilled solely due to systematic fault of the Website (i.e. bill was not paid on time or load was not credited due to system or operational deficiencies)

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS WEBSITE IS PROVIDED BY TINDAHAN NI BOSSING ON AN "AS IS" AND "AS AVAILABLE" BASIS. TINDAHAN NI BOSSING MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, TINDAHAN NI BOSSING DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. TINDAHAN NI BOSSING DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM TINDAHAN NI BOSSING ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TINDAHAN NI BOSSING WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. YOUR CORRESPONDENCES AND TRANSACTIONS WITH THIRD PARTIES INCLUDING ADVERTISERS INITIATED THROUGH THIS WEBSITE ARE SOLELY BETWEEN YOU AND THE THIRD PARTIES. TINDAHAN NI BOSSING WILL NOT BE A PARTY TO ANY SUCH CORRESPONDENCES OR TRANSACTIONS AND WILL NOT IN ANY WAY BE LIABLE FOR ANY LOSSES OR DAMAGES RESULTING THEREFROM.
THIS DISCLAIMER SHALL AUTOMATICALLY TAKE EFFECT UPON YOUR USE OF THE WEBSITE/AVAILMENT OF THE SERVICES HEREIN.

DISCLAIMER ON THIRD PARTY SERVICES

You hereby understand and acknowledge that the title, any and all rights and obligations in relation to third party products and services, which may be offered in TINBO from time to time, belong to a third-party entity/service provider. As such, TINBO provides these third-party product and services on an "as-is" basis and provides no express or implied warranty whatsoever. You shall hold TINBO free and harmless from any and all action, claim or cost arising out of or in relation to your use/availment of such third-party products and services.

INDEMNIFICATION

You commit and undertake to indemnify defend and hold Us, PLDT Online (including Our subsidiaries, parent company, affiliates, suppliers, vendors, third-party provider or licensors) free and harmless from any action, claim, award, suit losses, damages, fines, penalties, costs, and/or expenses (including, without limitation, attorney's fees) arising out of or in relation to Your actions including but not limited to the use and availment or Misuse of the Service/s, or violation of this Terms, Refund Policy, or any law or policy cited in this Terms, any applicable law or regulation, or the rights of any third party. You shall be fully and exclusively responsible for any information or material You transmit, or any act (or inaction) associated with the use or access of any third-party content. We shall not in any way be liable for Your failure to protect Your passwords/any credentials relating to the Services.

APPLICABLE LAW

By visiting Tindahan ni Bossing, You agree that the laws of Hong Kong, SAR, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and Tindahan ni Bossing, its owner, affiliates, subsidiaries or partners. Please immediately cease using the Services if the law of your domicile or residence prohibit You from using the same. Otherwise, We presume that Your existing laws do not prohibit You from using the Service. You agree to indemnify Us and our group of companies in full and on demand from and against any loss, damage, costs or expenses which we or they may suffer or incur directly or indirectly as a result of the breach of any these Terms.

HELP CENTER

Questions regarding our Terms , Privacy Policy or other policy related material can be directed to our support staff by messaging Tindahan ni Bossing on our Official Facebook Page.

FREQUENTLY-ASKED QUESTIONS

For your convenience, you may browse and read our FAQ at https://www.tinbo.ph/faqs

CHANGES

We reserve the right to modify or amend this Terms and Conditions anytime without need of prior notice. By continuing to use Tindahan ni Bossing or availing the Services hereunder, You are deemed to have consented to the modifications and amendments of this Terms and Conditions.

Terms & Conditions


REGISTER and LOAD to WIN! RAFFLE

1. By participating in the Promotion, Participant agrees to the Terms & Conditions set out below.

2. Prizes are non-transferrable, non-exchangeable and not convertible to cash. Participant may win only once within the Promo Period provided.

3. PLDT Online Inc. ("PLDT OL") reserves the right to refuse an entry that does not meet these Terms & Conditions. PLDT OL is not responsible for the loss of opportunity to participate for any reason whatsoever (i.e., including applicable geographical restrictions of TINBO)

4. By participating in the Promotion and/or accepting the Prize, Participant agrees that there shall be no claim relating to any losses or injuries (including special, indirect and consequential losses) arising from the Promotion and/or the Participant's acceptance or usage of the Prizes, claiming of the Prize beyond the allowable period and furnishing of inaccurate/ incomplete delivery details, including without limitation, personal injuries, loss or property damage against PLDT OL, its parent companies, affiliate, directors, officers, employees or agents.

5. By participating in the Promotion, each Participant confirms and agrees to the privacy policy as stated on http://www.tinbo.ph/privacy-policy/. By participating in the Promotion, the Participant, at any time, without any fee or other form of compensation for the specific duration and for TINBO Promo purposes only:

a. Grants PLDT OL permission for his/her entry to be published on PLDT OL/PGC's websites, in print materials, radio broadcasts, and displayed on PLDT OL/PGC's Facebook Page, Instagram, Twitter or any other social media pages.

b. Grants PLDT OL permission to use his/her first name, photographs, videotapes or any likeness of him/her, for feedback, promotional, advertising, marketing and/or publicity purposes and to have his/her submitted name posted on PLDT OL/PGC's websites, in print materials, radio broadcasts, displayed on PLDT OL/PGC's Facebook Page, Twitter or any other social media pages and/or used by PLDT OL/PGC.

6. In the event of any dispute, the decision of PLDT OL shall be final and binding.

7. Participant shall indemnify PLDT OL against any losses, claims, demands, liabilities, costs and expenses for personal injury, loss, damage to property, breach of any obligations, warranty or representation, intellectual property infringement claims, fines and penalties, which may be imposed on or which PLDT OL may suffer or incur or which may be made, instituted or asserted against PLDT OL arising out of or by reason of negligent acts, omissions, fraud, willful misconduct, or a breach of obligations, covenants, representations or warranties by the Participant in connection with this Promotion.

8. The Promotion is not open to employees and their immediate family members, relatives within the third degree by consanguinity or affinity, or agents (including the employees of the agents) of PLDT OL/PGC.

9. The Winners shall hold PLDT OL free and harmless from any form of claims, legal action, liabilities, fees, costs, and expenses caused by any possible defect, service interruption, maintenance procedures, any issue or malfunction with regard to the Prize. The Winners hereby fully understand and acknowledge that the Prizes are: owned & operated by third-party entities outside of PLDT OL; subject to TINBO's standard limitations as expressed therein, other restrictions and policies; and provided on an "as-is" basis. Thus, PLDT OL does not grant any form of warranty whatsoever over the Prize provided.

10. PLDT OL reserves the right to amend these Terms & Conditions or terminate the Promotion at any time and without prior notice and all Participants shall be bound by such amendment or termination.

11. These Terms and Conditions shall be governed by the Laws of Hong Kong. Any disputes shall be settled exclusively via arbitration in accordance with the Hong Kong International Arbitration Centre rules in force at the time of this Promo.


Terms & Conditions


ePadala Banking Solutions Promo

1. By participating in the Promotion, Participant agrees to the Terms & Conditions set out below.

2. Prizes are non-transferrable, non-exchangeable and not convertible to cash. Participant may win only once within the Promo Period provided.

3. PLDT Online Inc. ("PLDT OL") reserves the right to refuse an entry that does not meet these Terms & Conditions. PLDT OL is not responsible for the loss of opportunity to participate for any reason whatsoever (i.e., including applicable geographical restrictions of TINBO)

4. By participating in the Promotion and/or accepting the Prize, Participant agrees that there shall be no claim relating to any losses or injuries (including special, indirect and consequential losses) arising from the Promotion and/or the Participant's acceptance or usage of the Prizes, claiming of the Prize beyond the allowable period and furnishing of inaccurate/ incomplete delivery details, including without limitation, personal injuries, loss or property damage against PLDT OL, its parent companies, affiliate, directors, officers, employees or agents.

5. By participating in the Promotion, each Participant confirms and agrees to the privacy policy as stated on https://www.tinbo.ph/privacy-policy. By participating in the Promotion, the Participant, at any time, without any fee or other form of compensation for the specific duration and for TINBO Promo purposes only:

a. Grants PLDT OL permission for his/her entry to be published on PLDT OL/PGC's websites, in print materials, radio broadcasts, and displayed on PLDT OL/PGC's Facebook Page, Instagram, Twitter or any other social media pages.

b. Grants PLDT OL permission to use his/her first name, photographs, videotapes or any likeness of him/her, for feedback, promotional, advertising, marketing and/or publicity purposes and to have his/her submitted name posted on PLDT OL/PGC's websites, in print materials, radio broadcasts, displayed on PLDT OL/PGC's Facebook Page, Twitter or any other social media pages and/or used by PLDT OL/PGC.

6. In the event of any dispute, the decision of PLDT OL shall be final and binding.

7. Participant shall indemnify PLDT OL against any losses, claims, demands, liabilities, costs and expenses for personal injury, loss, damage to property, breach of any obligations, warranty or representation, intellectual property infringement claims, fines and penalties, which may be imposed on or which PLDT OL may suffer or incur or which may be made, instituted or asserted against PLDT OL arising out of or by reason of negligent acts, omissions, fraud, willful misconduct, or a breach of obligations, covenants, representations or warranties by the Participant in connection with this Promotion.

8. The Promotion is not open to employees and their immediate family members, relatives within the third degree by consanguinity or affinity, or agents (including the employees of the agents) of PLDT OL/PGC.

9. The Winners shall hold PLDT OL free and harmless from any form of claims, legal action, liabilities, fees, costs, and expenses caused by any possible defect, service interruption, maintenance procedures, any issue or malfunction with regard to the Prize. The Winners hereby fully understand and acknowledge that the Prizes are: owned & operated by third-party entities outside of PLDT OL; subject to TINBO's standard limitations as expressed therein, other restrictions and policies; and provided on an "as-is" basis. Thus, PLDT OL does not grant any form of warranty whatsoever over the Prize provided.

10. PLDT OL reserves the right to amend these Terms & Conditions or terminate the Promotion at any time and without prior notice and all Participants shall be bound by such amendment or termination.

11. These Terms and Conditions shall be governed by the Laws of Hong Kong. Any disputes shall be settled exclusively via arbitration in accordance with the Hong Kong International Arbitration Centre rules in force at the time of this Promo.